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All agents are NOT alike! Find out why we have been among the area's top real estate experts for over 20 years! Call or e-mail us today!
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The Kodger Team are some of The
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Are You Relocating? We Can Help! Ken and Lois are each Qualified Relocation Specialists!
Relocating is more than just moving. It means you are picking up roots in one area and planting them in another. It may mean that you are not only buying a home, but selling one as well. So, if you are moving across the city of Cleveland or across the country or to another country, you will need more than one real estate agent.   |  | | |
 We are trained to help you relocate. We are affiliated with one of the largest relocation networks in the world. We will assist you in finding the "crème of the crop", CRS Realtors in any location to which you are moving. These best of the best Realtors will work diligently for you. If you are coming to Greater Cleveland, we are familiar with the best agents serving the markets we do not serve. Never deal with an agent who claims to "know" more than a 20 mile square of real estate. It is not possible to "know" any larger area than 20,000 homes well enough to be of professional help to you in finding the best home for you and your family. This knowledge and understanding is a service we share with you as professional Realtors. Wherever you are moving, we can help make your move more enjoyable. In relocating to an unfamiliar area there are some very important things you need to know. Relocating without this knowledge could cost you thousands of dollars. Click on the relocation help link BELOW for some helpful hints. Then call us or e-mail us using the form below for extensive relocation assistance.
NOTE: If you are not satisfied with the content you receive, there is an OPT-OUT option at the bottom of every page of information received.
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
From 1974 to 1996, what was the world's tallest habitable building?
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| A |
The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high. |
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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