Avon Real Estate, Avon Lake Real Estate, Lorain County Real Estate and homes for sale in Bay Village and Westlake, Ohio. Relocate Avon Lake, relocate Cleveland- The Kodger Team, REALTORS® The Kodger Team REALTORS(r) for Avon, Avon Lake, Bay Village, and Westlake, Ohio real estate, relocate Avon Lake, relocate Cleveland - NUMBER1EXPERTS™ The Kodger Team NUMBER1EXPERTS(tm) for Avon, Avon Lake, Bay Village, and Westlake, Ohio real estate, relocate Avon Lake, relocate Cleveland

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The Kodger Team, REALTOR®, real estate agents and broker for Avon, Avon Lake, Bay Village, and Westlake Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What is the world's most expensive Monopoly set?

A 
San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots.
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The Kodger Team, REALTOR®, real estate agents and broker for Avon, Avon Lake, Bay Village, and Westlake Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

The Kodger Team
RE/MAX Homeward Bound

Toll Free: 888-309-8326
Office: 440-933-8326
Email: KKodger@remax.net

The Kodger Team is Lorain County Ohio's leading Real Estate Team! Ken and Lois Kodger have been involved in the sale of more re-sale homes within our market area than any other Realtor or team over the past twenty years! Remember, EXPERIENCE COUNTS!! There is a difference in Realtors and the services rendered! Written and guaranteed marketing plans that work set us apart! Contact us to satisfy your North Coast real estate needs! We also donate a portion of our commission to the Children's Miracle Network-with those proceeds going to Rainbow Babies and Children's Hospital! We have lived 95% of our lives in North Olmsted, Ohio; Bay Village, Ohio; Rocky River, Ohio; Avon Lake, Ohio and Fairview Park, Ohio so we are exceptionally familiar with our market area! Call us for a free consultaion!

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