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First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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Q	What was a sure way to accumulate wealth through the 1970s and early 1980s?
A	Many people made their fortunes in real estate during this period.
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The Kodger Team, REALTORĀ®, real estate agents and broker for Avon, Avon Lake, Bay Village, and Westlake Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

The Kodger Team
RE/MAX Homeward Bound
Toll Free: 888-309-8326
Office: 440-933-8326
Email: KKodger@remax.net
The Kodger Team is Lorain County Ohio's leading Real Estate Team! Ken and Lois Kodger have been involved in the sale of more re-sale homes within our market area than any other Realtor or team over the past ten years! Remember, EXPERIENCE COUNTS!! There is a difference in Realtors and the services rendered! Written and guaranteed marketing plans that work set us apart! Contact us to satisfy your North Coast real estate needs! We also donate a portion of our commission to the Children's Miracle Network-with those proceeds going to Rainbow Babies and Children's Hospital! We have lived our lives in North Olmsted, Ohio; Bay Village, Ohio; Rocky River, Ohio; Avon Lake,Ohio and Fairview Park, Ohio so we are exceptionally familiar with our market area! Call us for a free consultaion!

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